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  • LTCI Product Pricing Discussion
    NTO rates and first year lapses. When setting mortality assump- tions, most actuaries would agree that ... for mortality assumption may be U.S. population data along with selection factors or an annuity table ...

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    • Authors: Andrew Herman
    • Date: Sep 1999
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Actuarial Profession>Standards of practice; Long-term Care>Long-term care insurance
  • What to do with Older LTC Insurance Policies
    What to ... Society of Actuaries Note: The chart(s) referred to in the text can be found at the end of ... Moderator: PHILIP J. BARACKMAN Panelists: MARK S. DINSMORE ANDREW J. HERMAN JOHN LEO TIMMERBERG ...

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    • Authors: Application Administrator, Andrew Herman, John Timmerberg, Mark S Dinsmore
    • Date: Jun 2003
    • Competency: Strategic Insight and Integration>Strategy development
    • Publication Name: Record of the Society of Actuaries
    • Topics: Long-term Care>Long-term care insurance
  • Line-of-Business Management for Long-Term-Care Insurance
    Line-of-Business Management for Long-Term-Care Insurance Panelists discuss the characteristics ... distribution;Morbidity rates=Morbidity tables;Mortality assumption;Underwriting;Investment risk; 17621 ...

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    • Authors: Robert Yee, Andrew Herman, Deborah A Grant, Craig Shigeno
    • Date: Jun 1998
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Incorporate risk management
    • Publication Name: Record of the Society of Actuaries
    • Topics: Demography>Longevity; Experience Studies & Data>Long-term care - Experience Studies & Data; Long-term Care; Long-term Care>Long-term care insurance
  • Underwriting the Long-Term-Care Insurance Risk
    Underwriting the Long-Term-Care Insurance Risk Under the new long term care model regulation, ... underwriting practices, which makes an actuary's awareness of underwriting techniques even more important ...

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    • Authors: Andrew Herman, Amy Pahl, Gary Jacobs, Stephen Rowley
    • Date: May 2001
    • Competency: Results-Oriented Solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Long-term Care>Long-term care insurance
  • Trends in Long-Term-Care Product Design and Pricing Issues
    second bundling approach is basically using an annuity- a single premium, deferred premium, or mutual ... soon somebody will come up with a combination of annuity and LTC and essentially have a universal LTC as ...

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    • Authors: Robert Yee, Roger L Martin, Andrew Herman
    • Date: Jun 1999
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Standards of practice; Long-term Care>Long-term care insurance
  • Actuarial Techniques Surrounding Innovative LTC Benefits
    Actuarial Techniques Surrounding Innovative LTC Benefits This session discusses techniques ... wellness benefits. Morbidity compression means mortality expands. I heard Dr. Hughes say that 800,000 more ...

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    • Authors: Timothy Hale, Robert Yee, Andrew Herman, Deborah A Grant
    • Date: May 2004
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Long-term Care>Long-term care insurance